What Is AFFIRM?
Affirm is a name that exhibits absolute transparency and proffers you with easy finance without any catch or gimmick.
What Is The Tenure Of Returning Money?
AFFIRM offers easy jewelry financing options via which money can be paid over a period of 3, 6 or 12 months depending on your convenience.
Are there any country restrictions while using Affirm ?
Yes, Affirm is only available to residents of United States. If you are outside the United States and need to apply for financing please contact us on +1.212.840.1811 or email us on [email protected]
Confused On How To Apply For Easy Financing Option?
Log on to fascinatingdiamonds.com, Select the product of your choice, Add to cart and proceed to checkout, Select Affirm as payment mode, Enter your personal details as required for verification, Enter the unique code sent to your registered mobile number, Select payment plan Confirm to finalize.
Need To Know What Are The Requisites For An AFFIRM Account To Avail Jewelry Financing?
The applicant must be 18 years of age or older, He/she must hold a valid U.S of APO/FPO/DPO home address, He/she must have a valid U.D mobile number registered in his or her name and agree to receive SMS alerts, For security purposes the applicant must provide full name, email address, date of birth and the last 4 digits of their social security number for identity verification.
What Are The Interest Rates For The Finance Jewelry Online?
The rate of interest in this financing jewelry method may vary somewhere between 10 -30 percent APR, that too depending on the time period of your loan. Besides, there are no late fees, service charges, prepayment fees or any other hidden fees.
How Much Time Will It Take For Loan Approval On Diamond Financing?
Loans are instantly approved after conducting a quick soft credit check through your social security number. This verifies your identity and determines your eligibility for diamond ring financing. While Affirm strives to offer all applicants finance, they aren’t able to approve every loan application. If, in the unfortunate event that your application gets rejected, you will be notified immediately about this decision and denial reason will be sent via a secured message. At times, Affirm may not be able to approve the entire loan amount. In this case, you will be prompted to pay a nominal down payment.
What Will Be The Payments Terms For
Your first payment of your loan with Affirm is due one month from the date of approval. You will receive timely reminders about upcoming payments via SMS and emails. The payments can be made online by debit card, ACH transfer or by check payable to Affirm Inc.
In Case Of Late Fee Payment Will I Be Charged Extra For The Easy Pay Jewelry?
If for some reason you are unable to pay your bills on time, be rest assured that Affirm will not impose any late fees or additional interest. Late payments may however prevent them from approving future applications for financing; they are also unable to grant extensions at this time.
What Happens If I Default In This Easy Jewelry Credit?
When you take a loan through Affirm, you are entering into a legal obligation to repay the loan. The company hopes that all their users honor their loan agreements. If in the case of a default on payment, Affirm reserves the right to refer delinquent accounts to collection agents.
To What Extent Will My Personal Information Be Used In The Engagement Ring Payment Plans?
Protecting their user’s personal information is very important to Affirm. All sensitive information including social security numbers is encrypted. We go on an extent to maintain physical, electronic, and procedural safeguards to protect your information. Rest assured for we under no case sell or rent your information to anyone. We understand the value that your jewels especially a diamond holds for you. Being in the online diamond jewelry business for around a decade now, we have acquired ample of professional outlook and experience to cater to every single need of our valued customers. An easy finance option that instantly increases the capacity of your pocket is a classic way to purchase a special souvenir, which works according to your convenience. That is the very reason as to why we laid out the ground for you to choose wisely and opt for the engagement rings payment plan option that suits you the best. For the radiant diamond jewelry is a precious investment and it makes it all the more worth if it brings a smile to that special person face. So why not make it worth? Fascinating Diamonds® hold immense value and trust in our customer’s and for your expediency we would be glad to assist you at every step of your purchase. In case of any reservations or doubts about the financing jewelry option please feel free to contact us we are available for you 24 hours X 7 days a week to clear all your queries and help you in the best way possible.
